You can make a claim on your insurance policy.

你可按保险单索赔。

It did not occur to me to check my insurance policy.

我没想到要核对我的保险单。

The insurance policy covers sudden death or disablement.

保险单为突然死亡或伤残保险。

The insurance policy covers all baggage and personal effects.

这份保险单为全部行李和个人财产提供保险。

I have also taken out a life insurance policy on him just in case.

我也给他买了一份人寿保险以防万一。