Instruments like savings accounts and certificates of deposit pay a small rate of interest. They carry little risk.

像储蓄账户和存款证这样工具支付的利息很低，他们承担的风险也很小。

When compared with savings investments (like bonds or bank certificates of deposit) stocks have the potential to earn more money -- but they also carry the risk of loss.

和储蓄投资(比如债券或银行存单)相比，股票有潜力去赚更多的钱—-但是他们也有损失的风险。

Judy Taylor continues talking with the New Accounts clerk about Time Certificates of Deposit.

裘德·泰勒与负责新开帐户的职员继续谈论有关定期存单的事。

This fund should be kept in safe and easy-to-tap assets. Laddering certificates of deposit out six months is one way.

这笔钱应该放在安全且容易变现的资产中。存入六个月的阶梯式定期存款是一种方法。

The Fed also is moving forward on a plan to let banks set up the equivalent of certificates of deposit at the central bank.

美联储还在制定一个计划让银行在中央银行建立一个同存款凭证一样的等价物。

This reduces your monthly payment, and you can invest the savings in mutual funds, stocks, or CDs (Certificates of Deposit).

这会减少你每月的支出，你就能省下钱投资互惠基金、股票或存款单。

Judy Taylor continues talking with the New Accounts clerkabout Time Certificates of Deposit.

裘德·泰勒与负责新开帐户的职员继续谈论有关定期存单的事。

That's why we encourage our clients to select the terms and balances carefully before they commit themselves to Time Certificates of Deposit.

这就是为什么我们希望顾客在承诺定期存款之前，应认真地选择存款期限和存款额。

International accounts cannot purchase mutual funds, but can purchase options, certificates of deposit and bonds.

国际帐户目前不能交易共同基金，但是期权、定期存单和债券皆可交易。

Yes, that's right . That's why we encourage our clients to select the terms and balances carefully before they commit themselves to Time Certificates of Deposit.

是这样的。这就是为什么我们希望顾客在承诺定期存款之前，应认真地选择存款期限和存款额。

Banks are also considering issuing certificates of deposit or restricted loan notes.

银行也在考虑发放存折或限制性贷款证。

The maturity of certificates of deposit varies from two weeks to five years or even ten years.

存单的到期期限从两周到五年甚至十年不等。

We offer time certificates of deposit. It pays a higher rate of interest than regular deposits do.

我们提供的定期存款，它的利率比一般的储蓄利率要高。

EverBank, for example, offers short-term certificates of deposit denominated in baskets of foreign currencies.

例如美国多元化金融服务公司EverBank就提供以一篮子外汇计价的短期存单。

For example, can use the existing housing finance or certificate holders of certificates of deposit financing.

例如，可以使用现有的住房融资或证书持有人的存单融资。

Yes. We offer time certificates of deposit. It pays a higher rate of interest than regular deposits do.

好。我们提供的定期存款，它的利率比一般的储蓄利率要高。

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards.

本文简介各银行及信贷会提供的主要服务，包括：支票户口、储蓄户口、定期存款以及银行现金卡。

While cash was king for much of 2007, yields on instruments such as money-market accounts and certificates of deposit have dropped along with short-term interest rates.

由于2007年大多数时候都是“现金为王”，货币市场和储蓄存款市场都随着短期利率的下降而下降了。