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词典释义:
mortgage
时间: 2023-08-10 10:48:54
四级六级考研雅思GRE
英 [ˈmɔːɡɪdʒ]
美 [ˈmɔːrɡɪdʒ]

n. 抵押;抵押贷款;按揭;抵押契据

v. 将…抵押贷款;使承受(未来)风险

短语搭配
双语例句
  • He raised a mortgage on a house from a bank.

    他用房子作抵押向银行借款。

  • The $6 million mortgage is our biggest financial liability.

    六百万美元的抵押贷款额是我们最大的经济负担。

  • He mortgaged his estate for &3000.

    他把他的财产抵押了3000镑。

  • The bank refused to accept any mortgage on the land.

    银行拒绝接受任何土地抵押

  • My mortgage application went through, so I’m now a proud homeowner!

    我的抵押贷款申请通过了,所以我现在也是一名自豪的业主了!

  • I made my last mortgage payment yesterday, which means that I finally own my home outright.

    我昨天付了最后一笔抵押贷款,这意味着我终于拥有了完全属于自己的房子。

  • We should be able to pay off our mortgage in the next couple of years.

    我们应该能够在未来几年内还清抵押贷款。

  • It's alright, but I need to make some extra cash outside of my 9-5. Paying a mortgage isn't cheap.

    还行,但是我得在朝九晚五的工作之外再挣点钱。还房贷可不容易。

  • Well, I'm thinking we should go get a second mortgage after that 25% tip I just left!

    我在想刚才给完25%的小费,我们现在得再申请一份贷款!

  • We paid off our mortgage after fifteen years.

    我们历经十五年的时间还清了抵押借款。

  • Mortgage defaults have risen in the last year.

    按揭借款违约在近一年里呈上升趋势。

  • They had to mortgage their home to pay the bills.

    他们不得不抵押他们的房子来还账。

  • They have burdened themselves with a high mortgage.

    他们负担了一笔很高的按揭借款。

  • He had to mortgage his house to pay his legal costs.

    他不得不把房子抵押出去来付诉讼费。

近义词
词根词缀
mort

mort

同根词

  • postmortem n. 验尸;尸体检查
  • mortal adj. 总有一死的;致死的;致命的;可能;非常;死的;想得到的;想像得出的;你死我活的;不共戴天的
gage

承诺

gage

同根词

  • greengage n. 西洋李子;西洋李树
  • engagement n. 订婚;婚约;约会;预约;约定;保证;交战;战斗;婚约期
  • baggage n. 行李;辎重;包袱;女孩;妇女
同根词

词根 mortgage

  • mortgagee n. [会计] 承受抵押人;押入者贷款人

  • mortgagor n. 抵押人(等于mortgager)

百科

“按揭”一词是英文“Mortgage”的粤语音译,指以房地产等实物资产或有价证券、契约等作抵押,获得银行贷款并依合同分期付清本息,贷款还清后银行归还抵押物。按揭是指按揭人将房产产权转让按揭受益人作为还款保证,按揭人在还清贷款后,受益人立即将所涉及的房屋产权转让按揭人,在此过程中,按揭人享有房产的使用权。

  “按揭”一词是英文“Mortgage”的粤语音译,最初起源于西方国家,本意属于英美平衡法体系中的一种法律关系,后于20世纪90年代从香港引入内地房地产市场,先由深圳建设银行在当地试行,之后逐渐在内地流行起来,因为在房地产领域频频出现并正式运用于文本,其含义逐渐演化成了“抵押贷款”,目前在国内已经被正式称为“个人购置商品房抵押贷款”。“按揭”是一种新兴起的词汇。有的词语因事物的消失而“消失”了,如:“诸侯”“太监”“红卫兵”“粮票”等,只存在于过去的著作或使用于谈到过去相关情况的时候。有的词语随旧事物的复活而“复活”了,如“老板”“典当”“贩毒”“股市”等。许多词语随新事物的产生而产生了,如“电视”“上网”“博士后”“扫黄打非”等。吸收了新的外来语,如“托福”“按揭”“放送”“卡拉OK”等。吸收了新的方言词语,如“大款”“大腕”“买单”“打的”等。语言是社会现象,是约定俗成的,社会上已经认可的、通用的词语,我们在应用文中也可以用。社会生活的变革和科学技术的进步推动语言的发展变化,我们使用发展变化了的语言才能更好地反映新的社会生活和新的科学技术。(以上内容节选自《应用写作》杂志1999年第11期《应用文语言二题》)

释义
n.

the charging of real (or personal) property by a debtor to a creditor as security for a debt (especially one incurred by the purchase of the property), on the condition that it shall be returned on payment of the debt within a certain period

(尤指因购买地产所需的)抵押。

a deed effecting such a transaction

抵押契据。

a loan obtained through the conveyance of property as security

抵押贷款,按揭

  • I put down a hundred thousand in cash and took out a mortgage for the rest.

    我付了十万元现金,余额用抵押贷款支付。

v.

convey (a property) to a creditor as security on a loan

将(房地产)抵押贷款。

figurative expose to future risk or constraint for the sake of immediate advantage

〈喻〉 (为眼前好处)使承受(未来)风险

  • some people worry that selling off state assets mortgages the country's future.

    有人担心出售国有资产是拿国家前途作抵押。

词源

"late Middle English: from Old French, literally ‘dead pledge', from mort (from Latin mortuus ‘dead’) + gage ‘pledge’."

考纲分布

12年出现 1

重要程度
  • 100%

    v/n 抵押; 抵押贷款

考纲释义
  • v/n. 抵押; 抵押贷款

    英文释义:

    convey a property to a creditor as security on a loan

    真题例句:

    • They have loans, bills, a mortgage (抵押贷款) to pay off, retirement to save for.

      他们有贷款、账单、抵押贷款要支付,要为退休存钱。

      [2015年 浙江卷 完形填空]
词根词缀
mort

mort

同根词

  • postmortem n. 验尸;尸体检查
  • mortal adj. 总有一死的;致死的;致命的;可能;非常;死的;想得到的;想像得出的;你死我活的;不共戴天的
gage

承诺

gage

同根词

  • greengage n. 西洋李子;西洋李树
  • engagement n. 订婚;婚约;约会;预约;约定;保证;交战;战斗;婚约期
  • baggage n. 行李;辎重;包袱;女孩;妇女
考纲分布

9年出现 6

重要程度
  • 100%

    v/n 抵押; 抵押贷款

考纲释义
  • v/n. 抵押; 抵押贷款

    英文释义:

    convey a property to a creditor as security on a loan

    真题例句:

    • Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.

      通常会有汽车贷款,或许还有抵押贷款,但对许多人来说,信用卡似乎往往是与债务相关的财务困难的大门。

      [2020年 CET4 阅读理解A]
词根词缀
mort

mort

同根词

  • postmortem n. 验尸;尸体检查
  • mortal adj. 总有一死的;致死的;致命的;可能;非常;死的;想得到的;想像得出的;你死我活的;不共戴天的
gage

承诺

gage

同根词

  • greengage n. 西洋李子;西洋李树
  • engagement n. 订婚;婚约;约会;预约;约定;保证;交战;战斗;婚约期
  • baggage n. 行李;辎重;包袱;女孩;妇女
考纲分布

9年出现 6

重要程度
  • 100%

    v/n 抵押; 抵押贷款

考纲释义
  • v/n. 抵押; 抵押贷款

    英文释义:

    convey a property to a creditor as security on a loan

    真题例句:

词根词缀
mort

mort

同根词

  • postmortem n. 验尸;尸体检查
  • mortal adj. 总有一死的;致死的;致命的;可能;非常;死的;想得到的;想像得出的;你死我活的;不共戴天的
gage

承诺

gage

同根词

  • greengage n. 西洋李子;西洋李树
  • engagement n. 订婚;婚约;约会;预约;约定;保证;交战;战斗;婚约期
  • baggage n. 行李;辎重;包袱;女孩;妇女
考纲分布

16年出现 3

重要程度
  • 100%

    vt/n 抵押

考纲释义
  • vt/n. 抵押

    英文释义:

    真题例句:

    • I can't afford to pay my monthly mortgage payments on my own, so I have to rent rooms out to people to make that happen.

      我自己付不起每月的抵押贷款,所以我不得不把房间出租给别人来实现这一点。

      [2016年 英语二 阅读理解A]
    • The problem with being a grownup is that there's an awful lot of serious stuff to deal with—work, mortgage payments, figuring out what to cook for dinner.

      作为一个成年人的问题在于,有很多重要的事情要处理——工作、抵押贷款、弄清楚晚餐要做什么。

      [2016年 英语二 阅读理解B]
词根词缀
mort

mort

同根词

  • postmortem n. 验尸;尸体检查
  • mortal adj. 总有一死的;致死的;致命的;可能;非常;死的;想得到的;想像得出的;你死我活的;不共戴天的
gage

承诺

gage

同根词

  • greengage n. 西洋李子;西洋李树
  • engagement n. 订婚;婚约;约会;预约;约定;保证;交战;战斗;婚约期
  • baggage n. 行李;辎重;包袱;女孩;妇女
必考短语
  • Mortgage-backed securities. Subprime loans. Tranches. It's pretty confusing, right?

    住房抵押贷款支持证券它次级贷款,打包在一起,很难懂的概念,对吗?

    《The Big Short》《大空头》

  • This is your basic mortgage bond. All right? The originals were simple.

    这就是你们的基本抵押债券,好吧?一开始很简单。

    《The Big Short》《大空头》

  • There are no insurance contracts or options for mortgage bonds. The bonds are too stable.

    抵押债券没有保险合同或者期权,债券太稳固了。

    《The Big Short》《大空头》

  • I ordered my fish on Friday, which is the mortgage bond that Michael Burry shorted.

    我周五订了鱼,就好比是迈克尔·柏利做空的抵押债券。

    《The Big Short》《大空头》

  • Basically, Lewis Ranieri's mortgage bonds were amazingly profitable for the big banks.

    通常来说,路易斯·拉涅利的抵押债券对于大银行来说利润丰厚。

    《The Big Short》《大空头》

  • Hold on. Hold on. So mortgage bonds are dog shit, CDOs are dog shit wrapped in cat shit.

    等等,先别吵,你是不是说抵押债券是骗人把戏,担保债务凭证是包装过的骗人把戏。

    《The Big Short》《大空头》

  • And the fact is that these mortgage-backed securities are filled with extremely risky subprime adjustable-rate loans.

    事实是那些住房抵押贷款支持证券充满了极度危险的可调利率次级贷款。

    《The Big Short》《大空头》

  • Our friend Michael Burry found out that these mortgage bonds that were supposedly 65% AAA were actually just mostly full of shit.

    我们的朋友迈克尔·柏利发现了这些抵押债券本应该65%都是AAA级组成,实际上大部分都是狗屎。

    《The Big Short》《大空头》

  • Exactly. You could pay off your mortgage.

    没错 你可以用它来还房贷。

    《The Wolf of Wall Street》《华尔街之狼》

  • If the mortgage bonds that Michael Burry discovered were the match...

    要是迈克尔·柏利发现的房贷债券是火柴…

    《The Big Short》《大空头》

  • $10 million because this hand is meant to represent a single mortgage bond.

    1000万美元是因为这一局代表一个房贷债券。

    《The Big Short》《大空头》

  • He can sleep in the apartment upstairs? No. We need the rent to pay the mortgage.

    他可以住楼上的公寓?不。我们需要租金来还贷款。

    《Modern Family Season 8》《摩登家庭 第八季》

  • May I remind you that I answer directly to M. I also have a mortgage. And two cats to feed.

    我得提醒你,我直接听命于M,我有房贷要还,还有两只猫要喂。

    《Spectre》《007幽灵党》

  • How much bigger is the market for insuring mortgage bonds than actual mortgages? About 20 times.

    担保房贷债券的市场要比实际房贷大多少?大约20倍。

    《The Big Short》《大空头》

  • We invest in financial service companies and we're trying to understand the residential mortgage business.

    我们对金融公司进行投资,现在想了解一下住房贷款业务的情况。

    《The Big Short》《大空头》

  • I said, "There's no way in hell that that is happening." You think I'm gonna let you mortgage your future.

    我说"决不准你这么干",你觉得我会让你自毁前程吗?

    《17 Again》《重返十七岁》

  • The Fed just lowered the rates, and the interest on your mortgage is totally deductible. That's right. I know some stuff.

    联邦储备银行才刚降息,而且房贷的利率也可以扣减所得税额。没错,我懂投资。

    《Friends Season 9》《老友记 第九季》

  • Actually, could I talk to a mortgage broker? Anybody you recommend? Anybody you like. Yes, yes, I have someone. Absolutely.

    我能找个房贷经纪人谈谈吗?你有认识的还不错的吗?当然,我认识几个,绝对没问题。

    《The Big Short》《大空头》

  • Are you sure? 'Cause you only have one night with me, tiger, and I'm as flexible as a government-insured, zero-down, variable-rate mortgage.

    你确定吗?因为你跟我只有一晚上的时间,猛虎,而我就和政府担保的零首付浮息按揭一样灵活。

    《Modern Family Season 6》《摩登家庭 第六季》

  • Here's what I don't understand. We check, recheck, recheck again. If these mortgage bonds are so stable... Perhaps you could check your friend.

    我不明白的是我们再三确认过了,如果这些房贷债券这么稳定靠谱…也许你该先检查下你朋友正不正常。

    《The Big Short》《大空头》

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