It used to be that "people" made decisions about your credit worthiness.

它曾经被认为“以人为本”作出的决定，对你的信用，老有所为。

Remember, your credit score is what determines your credit worthiness to the lenders.

记住，你的信用评分是什么决定你的信用给放款。

Open credit: credit that is allowed without immediate proof of a customer's credit worthiness.

无担保信贷：客户没有提供立即的有价信用担保的贷款。

Whether the bank operates well depends on the public confidence, i. e. the bank credit worthiness.

银行经营是否良好、运行是否稳健主要取决于公众对银行的信心，即银行的信誉。

He had a neat idea and that was to give letter grades to securities that represented credit worthiness.

他有个绝妙的主意，就是用字母，给证券评级，以此来代表其信用状况。