I've learned that it takes years to build up trust and only seconds to destroy it.

我知道了，树立信任需要几年，毁掉信任只需要几秒。

In good times states build up trust funds so that when unemployment is high there is enough money to cover the requests for benefits, which are guaranteed by the federal government.

在情况好的州建立信托基金以便失业增加时有足够的钱支付保险金，也能靠联邦政府来保证。