The deposit avouchment can't be applied to loan contract.

存款凭证不能应用于贷款合同。

Wang bing want to loan contract to purloin it grounds.

王兵想以借款合同为由据为己有。

If the loan contract is not in operation, insurance agent should not bear legal liability.

借款合同尚未生效，保险人不应当承担保险责任。

The handling bank should sign a written loan contract with the borrower before granting the loan.

贷款发放前，经办行与借款人订立书面借款合同。

So loan contract is the carrier that helps the implement of ex ante control of credit risks.

借贷契约就为银行如何实施这种风险的事前控制提供了一个很好的载体。