Too often lenders connived with borrowers to swell the size of mortgages, or worse, sell borrowers the wrong policy.

放贷机构常常与借款者勾结，以扩大抵押贷款规模，或者更糟糕的是，向借款者兜售错误的政策。

They would criticize me, or worse yet, pay me no attention.

他们会批评我，甚或更糟，会不理我。

He could be fined, or worse.

他可以被罚款，或更坏。

Would it be better or worse?

是会好转还是变坏呢？

“Dead or worse, ” he said.

“死了也许比死还糟。” 汤姆说。