This will further reduce the commercial Banks net interest margin.

这将进一步降低商业银行的净息差收窄。

Microloans, which command higher yields to reflect greater risk, had a 14% net interest margin.

但资产回报率较高也反映出风险较大，小额贷款拥有14%的净利差。

Net interest margin of 4.38 percent, up 11 basis points from prior quarter and up 8 basis points from a year ago.

净利润收益率达到4.38，比前一季度增加11个基点，比去年同期增加8个基点。

The average net interest margin for China's top five banks, has remained stable at around 2.6 percent over the last year.

数据显示中国五大行的去年净利息收益水平保持在2.6%左右。

'Net interest margin and asset quality are the key drivers for banks, ' said She Minhua, a Shanghai-based analyst at China Securities Co.

中信建投证券驻上海分析师佘闵华说，净息差和资产质量是银行重要的业绩增长动力；