The American family's savings ratio is zero nearly.

美国家庭的储蓄率几乎为零。

The Savings Ratio – What percentage of your income do you save?

存储比例——你的收入应该存储多少？

Changes in the savings ratio are driven as much by borrowing as by saving habits.

储蓄习惯对储蓄率变化的驱动力与借贷是相同的。

But they have borrowed more too: so much more that their savings ratio is much lower than the Germans'.

但是他们借得更多：以至于他们的储蓄率比德国人的低很多。

China has a ridiculously high savings ratio so its residents are well equipped to deal with a moderate bubble.

中国的高利率存款真是可笑，这样以来人们就可以很好地适应中度泡沫了。