词典释义：
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Mortgage-backed securities. Subprime loans. Tranches. It's pretty confusing, right?
住房抵押贷款支持证券它次级贷款，打包在一起，很难懂的概念，对吗？
《The Big Short》《大空头》
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Have you looked at the loan-level data? I mean, they're giving these loans to anybody with a credit score and a pulse.
你看过发放贷款的数据吗？任何人只要有信用评分都能随意拿到贷款。
《The Big Short》《大空头》
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And the fact is that these mortgage-backed securities are filled with extremely risky subprime adjustable-rate loans.
事实是那些住房抵押贷款支持证券充满了极度危险的可调利率次级贷款。
《The Big Short》《大空头》
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And Congress should pass a bill to let students refinance their loans at today's lower interest rates, just like their parents can refinance their mortgage.
国会也应该通过立法，在当前的低利率条件下，让学生可以转换贷款，就像他们的父母转按揭住房贷款一样。
《Your Weekly Address》《奥巴马每周电视讲话》
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Even if they have no money? Well, my firm offers NINJA loans. "No Income, No Job."
即使他们没钱也没问题？我的公司提供"忍者"贷款，"没收入，没工作"。
《The Big Short》《大空头》
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Michelle and I know the feeling. We only finished paying off our student loans ten years ago.
米歇尔和我对此是有亲身体会的，我们也是十年前才刚刚还完我们的大学贷款。
《Your Weekly Address》《奥巴马每周电视讲话》
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How many loans do you write each month? About 60. Yeah. What was it four years ago? Ten. Maybe 15.
你每个月能做多少笔贷款？大概60笔吧，没错。四年前的情况呢？10笔吧，也可能是15笔。
《The Big Short》《大空头》
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Policies like rebuilding our infrastructure making sure women are paid fairly and making it easier for young people to pay off their student loans.
比如重建我们的基础设施确保妇女可以获得公平的报酬，以及让年轻人更容易地付清他们的学生贷款。
《Your Weekly Address》《奥巴马每周电视讲话》
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All right, let's say you have a pool of $50 million in subprime loans.
好吧，假如你有一个次贷池里面有5000万美元。
《The Big Short》《大空头》
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So...Says you. ...you're convinced the underlying mortgages in these bonds are solid loans. That is our opinion, yes.
那么… 口说无凭。你确信这些债券对应的房贷是可靠的吗？根据我们公司的观点，是的。
《The Big Short》《大空头》
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Look, I don't think that they even know what they've made. The housing market is propped up on these bad loans, and I'm...
听着，我觉得他们都不知道自己创造了什么，房地产市场是由这些糟糕的房贷撑起来的。
《The Big Short》《大空头》
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Well, we don't understand why the ratings agencies haven't downgraded subprime bonds since the underlying loans are clearly deteriorating.
我们不明白为什么评级机构还没有下调次贷债券的评级，因为债券对应的房贷，断供明显在恶化。
《The Big Short》《大空头》
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I have to pay off my student loans before I buy anything new.
在买新东西之前我得先还清学生贷款。
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One tool to fight poverty is the use of microcredit loans.
和贫困斗争的方法之一是利用小额贷款。
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The country has no access to foreign loans or financial aid.
该国得不到外国贷款或财政援助。
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France operates a system of subsidized loans to dairy farmers.
法国对奶农实行补贴贷款制度。
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Customers are offered preapproved loans for a spiffy new vehicle.
银行为顾客提供预先核准贷款，以供其购买一辆时髦的新车。
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Banks have been charging 25 percent and above for unsecured loans.
银行一直以来对无担保贷款收取25%或更高的费用。
贷款是指银行或其他金融机构，按一定利率和必须归还等条件，出借货币资金的一种信用活动形式，简单通俗的理解就是需要利息的借钱。 广义的贷款指贷款、贴现、透支等出贷资金的总称。银行通过贷款的方式将所集中的货币和货币资金投放出去，可以满足社会扩大再生产对补充资金的需要，促进经济的发展；同时银行也可以由此取得贷款利息收入，增加银行自身的积累。