We find out that the theory of coinsurance and that of internal capital market both can not explain the change of special capital structure of China's listed firms.

检验结果表明，共同保险理论和内部资本效率理论均无法解释我国上市公司特有的资本结构的变化。

Instead, Sydnor suggest narrowing the universe by first looking at factors that don't have a huge impact like the coinsurance rate and the health care providers you really want.

西德诺的建议与之相反，他认为大家应该首先通过那些影响不是很大的因素来缩小挑选范围，比如共保率以及你真正想要的医疗保健服务供应商，最后再去比较自付金额。

Insurers often stipulate deductible amount, coinsurance clause and limit of liability in their contracts, so as to the directors and officers carry one part of the losses and costs.

但是保险公司保险单又规定了免赔额、共同保险条款、责任限额，从而使存在不当行为的董事自己承担一部分损失和费用。

The term "coinsurance at the same locality" refers to the coinsurance under which the insured subject-matter is located within the coinsurance underwriter's business operation area;

同地共保是指保险标的在共保承保人经营区域内的共保；

The establishment, modification and revocation of a coinsurance group as well as the formulation and amendment of its articles of association shall be reported to CIRC for archival filing.

共保集团的成立、变更和撤销及其章程的制订和修改应报中国保监会备案。