She buys her Xmas presents on layaway.

她用预约购货法购买圣诞礼物。

With rates like that, why would anyone participate in layaway?

这么高的利率，为什么还有人要参与预约购物？

And if shoppers couldn't pay the layaway, the store could resell the goods.

如果购物者不能够按预约付款，商场可以把预约商品重新卖出去。

But if layaway is back, can Christmas clubs and green stamps be far behind?

但是如果分期预付回来了， “无息存款”和“绿色邮票”还会远吗?。

If you haven't enough money to buy the piano, you can use the layaway plan.

如果你的钱不够买这架钢琴，那你可以零会后取。